Tech
Visa and TikTok launch first creator card in the UK
Published
5 months agoon

Visa has partnered with TikTok to launch a debit card specifically designed for content creators in the UK. The first of its kind, the launch comes in response to the UK’s fast-growing creator economy and is designed to give creators access to the financial tools they need to run and grow their business.
Currently, creators who earn income through TikTok LIVE typically manage their finances through their personal bank account. Visa research amongst creators on multiple social media platforms shows that 86% of creator-run businesses are self-funded and 49% experience late payments, highlighting the ongoing cash flow challenges they face. The new Creator Card gives creators access to tools designed to better separate business and personal finances, and follows Visa’s previous recognition of creators as small businesses and their impact on the digital economy.
How content creators make money with TikTok Live
During a TikTok LIVE, a creator is rewarded for their creativity through virtual gifts; creators can then convert the value of these gifts into diamonds, which can be exchanged for real income.
This income typically arrives in bursts, rather than on a regular monthly salary, meaning short delays between earnings settling in their account which can make it harder to cover everyday costs or reinvest in their business. Visa and TikTok’s Creator Card and business account enable creators to access these earnings faster and spend money straight away, avoiding the delays that come with waiting for payouts to fully clear.
Lucy Demery, SVP, Head of Visa Commercial Solutions, Europe, said: “We are incredibly excited to launch the UK Creator Card with TikTok to empower the next generation of entrepreneurs in the digital economy. This launch is designed to give creators faster access to income from TikTok LIVE, brand partnerships, and platform payouts, so they can spend, plan and reinvest in their business straight away. By simplifying access to funds, we’re helping creators manage cash flow with confidence, so they can stay focused on what they do best – growing their business”
According to Visa, there are approximately 200 million creators worldwide, with the sector projected to reach $500 billion by 2027.
Paula D’Urbano Country Manager, TikTok LIVE UK, Ireland & Baltics: “TikTok LIVE is creating the next generation of digital entrepreneurs, transforming the way creators and audiences connect in real-time. By partnering with Visa, we’re giving the LIVE community even more ways to manage their rewards – helping creators to turn their passion into a sustainable career.”
The announcement marks the latest milestone in Visa’s commitment to creators, following the launch last year of a Creator Report and Creator Agent Pilot with Karat
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Meta-owned messaging platform WhatsApp has announced a series of new updates designed to improve how users communicate in group chats, introducing enhanced polls, a new @all mention feature and the ability to create new chats from existing groups.
The latest additions build on several group chat improvements introduced earlier this year, as WhatsApp continues to refine one of its most widely used features. The updates aim to help users make decisions more quickly, improve communication in busy conversations and make it easier to organise discussions without creating unnecessary clutter.
New tools to simplify group decisions
WhatsApp has expanded its polling feature with three new options designed to make group decision-making more efficient.
Users can now set a closing time for polls, ensuring that voting automatically ends at a specified deadline. Poll creators also have the option to hide participants’ names, allowing members to vote privately. In addition, poll questions can now be edited within 15 minutes of being posted, making it possible to correct mistakes or clarify wording without creating a new poll.
The changes are intended to make organising meetings, events and group activities quicker and more straightforward.
New ways to keep everyone informed
Among the most significant additions is the introduction of @all, a feature that allows users to notify every member of a group with a single mention, rather than tagging individuals separately. The feature is designed for announcements such as schedule changes, event reminders or urgent updates. In groups with more than 32 members, only administrators will be able to use @all.
WhatsApp says users will continue to have control over their notifications and can choose to mute @all alerts through the app’s notification settings if they prefer. The platform has also introduced a feature that allows users to create a new group chat directly from an existing one. Instead of adding participants individually, members of an existing group can be selected with a single tap to start a separate conversation.
The latest updates follow the introduction earlier this year of group message history, member tags and event reminders, as WhatsApp continues to expand the tools available for managing group conversations.
Tech
TikTok Cracks Down on AI Spam as It Expands User Education
Published
2 months agoon
July 13, 2026
TikTok has announced a new set of initiatives focused on cracking down AI spam and how social media users can spot it. With more than 1 billion people using the app each month in 2025, the ByteDance‑owned company has become one of the world’s biggest public stages — a place where entertainment, commentary, activism and misinformation all travel at the same speed. And as AI‑generated content floods social feeds everywhere, TikTok is trying to stop its own platform from becoming a playground for synthetic junk.
The company’s latest update focuses on two fronts: helping users understand AI better, and stopping AI‑generated spam from overwhelming the real creators who keep the app alive.
AI literacy with focus on manipulated content
TikTok is expanding its AI literacy push with new resources created alongside NAMLE and AI and deepfakes expert Henry Ajder. The aim is to give users something more useful than vague safety tips — practical explanations of how AI tools work, how to spot manipulated content, and how to use AI without accidentally contributing to the mess.
It’s also doubling down on expert‑led content. Through the NoFiltr programme, launched in November 2025, helped trusted organisations to generate more than 200 million views with content that enables people better understand and use AI. TikTok says it has already invested more than $4 million behind the initiative and plans to keep scaling it.
“TikTok’s early and scaled implementation of Content Credentials demonstrates how provenance can deliver meaningful value in real-world environments around the world,” said Clement Wolf, Chair of the C2PA. “Bringing that experience to the Steering Committee will help accelerate our collective work to make transparency a consistent and trusted part of the digital ecosystem”.
AI spam is getting smarter
AI creativity is exploding on TikTok, but so is AI‑generated spam. The platform removed over 86 million fake accounts in the first three months of this year — a number that shows just how aggressively spam networks try to hijack trending topics.
Now TikTok is testing new detection systems aimed specifically at accounts that mass‑produce AI‑generated content on sensitive subjects like politics, current events, financial advice and medical claims.
Transparency is becoming a requirement
Two years ago, TikTok became the first major video platform to adopt C2PA Content Credentials, a technology that helps people see when a video has been generated or heavily edited using AI. It’s now joining the C2PA Steering Committee, giving it a seat at the table as transparency standards evolve across the industry.
So far, TikTok has labelled over 3 billion videos as AI‑generated using a mix of Content Credentials, creator‑applied labels and invisible watermarking.
Alongside safety measures, TikTok is still building creative AI tools like Smart Split and AI Outline, and testing features such as Manage Topics, which let users control how much AI‑generated content appears in their feed.

At the Visa Payments Forum (VPF), which took place in Paris earlier this month, bringing together payment industry leaders to explore the future of payments, Visa has announced the execution of live agentic commerce transactions across Europe, with AI agents carrying out purchases at participating merchant websites on behalf of cardholders. The transactions are now taking place in live environments, marking an advance beyond testing at controlled storefronts, with AI agents now transacting based on cardholder instructions directly with independent merchants.
The global payment company says that these transactions were carried with AI agents being used to browse products, select items and initiating purchases, acting within consumer-defined parameters. Visa connects banks, merchants and AI systems via its network to enable secure, authenticated agentic transactions in line with European regulatory requirements.
Selected Merchants Join Visa’s AI Trial
Visa has and continues to support the execution of live agentic commerce transactions in Europe, working with over 30 European issuers to enable AI agents to make purchases on behalf of cardholders, with participating merchants including lastminute.com, Frasers, Cleverbridge and BrickDepot.
All the AI-enabled transactions span multiple sectors including travel, retail and e-commerce, demonstrating how agentic commerce can begin to operate across different real‑world consumer use cases.
“We’re now seeing AI agents buy on behalf of people directly with independent merchants,” said Mathieu Altwegg, Head of Product and Solutions for Visa in Europe. “The next step is to scale this by bringing the whole ecosystem together – from standards and infrastructure to partners and enablers – with trust built in from the start. It’s the same approach we took to scale contactless, and it’s how this next wave of commerce will take shape.”
Merchants participate for the first time
Merchants’ participation was enabled through Visa’s Trusted Agent Protocol (TAP) and Agent Directory – designed to help merchants to securely recognise and work with verified AI agents across different platforms and environments. These capabilities provide a consistent, secure signal of agent identity, allowing merchants to distinguish trusted AI interactions from non‑verified traffic, while maintaining control over how agents access their sites, surface products, and complete transactions.
Rather than requiring new infrastructure, these signals can be integrated into existing risk, policy and user experience frameworks. TAP is designed to work alongside both existing and emerging commerce protocols, allowing merchants to adopt it in a way that fits their preferred platforms and underlying infrastructure without disruption.
Banks Completing Live AI‑Executed Transactions
The issuing banks who have completed live, agent‑executed transactions at participating merchants – authenticated using Visa Payment Passkeys in support of issuer’s compliance with Strong Customer Authentication requirements – include: Barclays, BBVA, CaixaBank, HSBC UK, ING, Klarna, and Revolut, amongst other companies.
Visa is aiming to scale and expand agentic commerce across sectors and markets in Europe, with the model also being extended to support commercial and B2B payment scenarios.
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