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5 ways to cut household outgoings and beat increasing living costs in the UK

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Woman shopping in a charity shop
Sales in charity shops are 22% higher than pre-pandemic due to cost of living crisis in the UK

UK households are failing to make ends meet in 2022, and by quite a lot.

With the constant increase in utility bills – including record energy costs rising by 54% since last April – and groceries and basic items costing more every time you step into a supermarket, the gap between earnings and money needed to cover essentials including rent is widening, according to recent data from the Asda Income Tracker collated by the Centre for Business and Economic Research (Cber).

And because of the soaring living costs, up 11% year-on-year, the pockets of those living in the UK are emptier than ever: there has been an 18% drop in average household disposable income of £175.80 a month.

Research shows that now a fifth of UK households have an average shortfall of £60 a week between what they earn and what they need to cover essentials such as food and transport. It is the lowest amount of spare cash Britons have had in almost five years as, across the country, the average household disposable income has fallen for eight consecutive months to a level not seen since December 2017, leading customers to resort to creative methods.

Here we hear from five seasoned UK households, as they share how they are fighting a shortage of money and escalating bills, one saving hack at a time.

 

Renegotiate old contracts

“One thing that’s always worked well for me is speaking to the cancellations team, be it your broadband, car insurance, mobile phone, or anything else. Especially when you’ve been with your current company for many years, they usually have some negotiation power. I did this recently with my mobile phone and got it reduced by over 40% for both myself and my wife. My parents also did the same with their Sky TV.”

Ravi Davda – CEO at Rockstar Marketing

 

Get new clothes from charity shops

“As a freelancer with three children living and working in Bridgwater, Somerset, I do whatever I can to reduce our household bills. I recently switched our energy supplier from Shell to Utility Warehouse. This should save us around £30 a month. I also no longer buy new clothes from stores. When in need of a few new tops I get them from charity shops as I noticed that many national high-street charity shops get brand new unworn clothing in from high street brands such as Marks and Spencer. Instead of paying £10-£20 for a fashionable t-shirt, I can grab one for around £3, instead.”

Helen Garfield – E-commerce Marketing & Social Media Manager at The Creatives Desk

 

Your phone is draining money

Some people are dead set on having the latest Android or iPhone models, but you are paying through the nose when you get a new phone through a big network and this can really make a big dent in your bills when you have two adults and a couple of young adults or teenagers around the house.
You will save over the long term if you just buy a phone outright yourself, and there are usually options to buy interest-free if you shop around.

You can also save by using sim-only or pay-as-you-go mobile phone deals over more expensive contracts that include the latest phone models.

Chris McDonald – Nutritionist at Home Office Gym

 

Ask for a discount

“Be brave enough to ask for a discount in any setting. If you don’t ask, you don’t get. This was drummed into me as a teenager when my mum would ask the very attractive and similarly aged (to me) sales assistant for discounts on our sports shoes or clothing. If I can be mortally embarrassed as a teenager, asking for a discount as an adult is easy.
Taking this into today’s world, I ask for discount codes from the live chat on sites I buy from, or in person when in a store.”

Connor McAuley – Blogger at Foundered

 

Stop buying ready meals

“One simple way to reduce your spending is to start cooking more meals from scratch. This can be much cheaper than buying ready-made or processed foods, and it’s often healthier too. So, if you’re looking to save money, these are just a few simple tips that can help you lower your household expenditure.

Luke Lee – Founder and Designer at Ever Wallpaper

Marcio Delgado is a Journalist, Producer and Influencer Marketing Manager working with brands and publications in Europe, America and Asia.

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5 of the cheapest ski resorts in Europe this winter

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The Bulgarian ski resort of Borovets comes out on top as the cheapest, where a beer costs just £1.17 and a lift pass costs less than £30 a day.
The Bulgarian ski resort of Borovets comes out on top as the cheapest, where a beer costs just £1.17 and a lift pass costs less than £30 a day

Whether you are a seasoned skier or a first-timer, one thing that is for sure is that skiing can be a very expensive trip. Even if you don’t enrol for a celebrity-like skiing weekend, following on the footsteps of Kim Kardashian, Orlando Bloom, or Gwyneth Paltrow, the costs can pile up. as research shows Brits fork out between £500 and £750 per person on spending money for a ski trip. 

If you are keen to hit the slopes but are being mindful of the pennies, here is a shortlist of five of the cheapest resorts you can visit in Europe, based on the average cost of a lift pass, accommodation, ski rental, and of course food and drinks.

“Skiing can be a very expensive holiday, especially for families. However, there are some fantastic resorts out there offering surprisingly reasonable prices, without compromising on those amazing views and fantastic ski runs”, says Laura Evans-Fisk, head of digital and engagement at eurochange. “Borovets in Bulgaria came out on top as the cheapest ski resort. It’s definitely an underrated destination, with unbelievably low prices for food and drink, and a whole week lift pass for less than £150.” 

Borovets, Bulgaria

Topping the list is bargain-friendly Borovets, Bulgaria. The country is quickly becoming a cheap and cheerful favourite spot for skiers, and it’s easy to see why. Located in the Rila mountains, Borovets is an all-round resort providing luxury amenities at very reasonable prices. With fabulous nightlife as well as gentle slopes for beginners, it’s an ideal destination for adults and families alike. Ski passes start from just £29 per day, so you could really save some cash if you visit for just a few days.  

  • Adult lift pass (6 days): Лв370 (£143.75)
  • Ski rental (6 days): Лв155 (£60.22) 
  • Accommodation (per night): From Лв135 (£52.45) 
  • Beer: Лв3 (£1.17) 
  • Wine: Лв6 (£2.33) 
  • 3-course meal: Лв15 (£5.83) 

Vogel, Slovenia

Lesser known than its Austrian and Italian neighbours, Slovenia’s Vogel resort is no less spectacular. Tucked away in the stunning Julian Alps, Vogel offers exceptional value alongside outstanding snow sports facilities and stunning views. The après is one of the cheapest around, with beer costing just €2, and a three-course meal setting you back just €17. 

Les Houches, France 

For a Mont Blanc ski holiday without the Chamonix prices, look no further than Les Houches. A top choice for families, this picturesque village is quiet at night, while the neighbouring high-altitude areas are perfect for advanced skiers. A six-day adult ski pass is less than £200 and equipment can be rented for less than £100 for the week. 

  • Adult lift pass (6 days): €197 (£158.46) 
  • Ski rental (6 days): from €114 (£91.70) 
  • Accommodation (per night): From €77 (£61.94) 
  • Beer: €2 (£1.61) 
  • Wine: €5 (£4.02) 
  • 3-course meal: €20 (£16.09) 

Livigno, Italy 

Nestled in the heart of the Alps, Italy‘s Livigno offers sterling snowsport facilities for all skill levels, from absolute beginners to black slope aficionados. And thanks to its tax-exempt status, Livigno provides premium resort standards at budget prices, giving you far more for your euros than most other ski destinations on the continent.

  • Adult lift pass (6 days): €223* (£179.38) 
  • Ski rental (6 days): from €74.00* (£59.52) 
  • Accommodation (per night): From €101 (£81.24) 
  • Beer: €3 (£2.41) 
  • Wine: €10 (£8.04) 
  • 3-course meal: €30 (£24.13) 
Grindelwald is one of the more affordable resorts for getting the Swiss ski holiday experience.

Grindelwald, Switzerland

While Switzerland tends to be an expensive country to visit, Grindelwald is one of the more affordable resorts for getting the Swiss ski holiday experience. Even if you’re not a keen skier, there are plenty of other activities to try out, including tobogganing and winter walking.  Set in the beautiful Jungfrau mountains, Grindelwald provides a picture-perfect slice of the Alps for far less than you’d expect.

  • Adult lift pass (6 days): SFr385 (£308.79) 
  • Ski rental (6 days): from SFr237 (£190.09) 
  • Accommodation (per night): From SFr57 (£45.72) 
  • Beer: SFr2 (£1.60) 
  • Wine: SFr13 (£10.43) 
  • 3-course meal: SFr24 (£19.25) 

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New iPhone photography exhibition opens in Paris

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A shot of some of the work being displayed at the iPhone 15 photo exhibition in Paris
The two-day event held at the Salon Corderie features work from five photographers, all shot on iPhone

“I Remember You,” a two-day photography exhibition, has opened today in Paris highlighting original work shot on iPhone 15 Pro Max.

The collective work of photographers Malin Fezehai, Karl Hab, Vivien Liu, Mika Ninagawa, and Stefan Ruiz incorporates people, places, and things that move them, exploring memories and the power of photography to preserve them.

“‘I Remember You’ brings together five photographers who share their deeply personal conceptions of memory, connection, and nostalgia,” explains Isolde Brielmaier, Ph.D., the exhibition’s curatorial advisor. “It is a moving glimpse of life, preserved in time.”

In celebration of the opening, each artist spoke about how iPhone has contributed to their creative process and what they hope people will remember from their featured work.

Malin Fezehai is an Eritrean/Swedish photographer, filmmaker, and visual reporter currently living in New York. She has worked in over 40 countries in the Middle East, Africa, Asia, and America. Fezehai is a National Geographic explorer, and in 2023, she became a Climate Pledge grantee. She is working on a project about adaptation to living on water. Her career started in her native Sweden, where she studied photography before attending the International Center of Photography in New York. Her work focuses on communities of displacement and dislocation around the world. She was commissioned by the United Nations Development Programme to photograph survivors of violent extremism across sub-Saharan Africa and published a book titled Survivors. She has received a 2015 World Press Photo Award and the Wallis Annenberg Prize, and was named one of the “30 Emerging Photographers to Watch” in 2015 by Photo District News. Her image depicting a wedding of Eritrean refugees in Israel was the first iPhone photo ever to receive a World Press Photo Award.

“The integration of the iPhone into my photography workflow marked a significant shift in how I perceive and capture the world around me — feeling more inclined to capture life as it happens — the fleeting, candid moments that often define the human experience,” Fezehai says. “Its ease of use and ability to capture high-quality images effortlessly enables me to explore and document the ordinary in extraordinary ways. That sentiment is embodied in the work I created for the show.”

“I Remember You” will be on display at the Salon Corderie in Le Marais in Paris on Friday, November 10, and Saturday, November 11, from 11 am to 7 pm.

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9 Christmas Markets to visit in the UK in 2023

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A Christmas market in Bath, UK
UK Christmas market are also an opportunity to discover new destinations this winter.

It is Christmas market season in the UK.

From late November through December, towns and cities across the UK are coming alive with festivities and a variety of local markets offering handcrafted gifts from local artisans showcasing their talents to international vendors offering goods from around the world.

Beyond the shopping experience in the market stalls, twinkling lights, live entertainment, and mulled wine, UK Christmas market are also an opportunity to discover new destinations this winter.

Euronewsweek has selected nine of the country’s best Christmas markets, ideal for a family day trip or a romantic night out.

Here are our Christmas Markets to visit in the UK in 2023.

Birmingham Christmas Market 2023

A firm favourite on the city’s Yuletide calendar, Birmingham Frankfurt Christmas Market  is the largest German Christmas market outside of Germany or Austria. Expect a fine range of traditional gifts and products on its 180 stalls and get into the  festive spirit while indulging in schnitzels, bratwursts, crepes, glühwein and weissbeer. Another huge draw is its bandstand location in Victoria Square and the programme of live music and carol singers that bring party vibes to your festive shopping. 

When? 3 November to 23 December 2023 

While you’re here
Check out outdoor skating at Ice Rink Birmingham, the Big Wheel Experience, or head to Wightwick in Wolverhampton to experience a traditional Victorian Christmas. 

Hyde Park Winter Wonderland 2023

Hyde Park, London

Transforming London’s most famous park, Winter Wonderland is the biggest Christmas attraction in the capital. Home to the world’s tallest transportable Ferris wheel and the UK’s largest open air ice rink, thrilling fairground rides and numerous bars and food stalls, you’ll need at least a day to enjoy all the attractions here. Don’t miss jaw-dropping circus acts at Cirque Berserk and creative ice sculpting workshops, and browse over 100 wooden chalets for unique gifts, festive decorations and culinary delights.

When? November 2023 to January 2024

While you’re here
Wander further afield and take photos of the festive window displays at Hamleys, Selfridge’s and Harrods, and the capital’s festive lights along Regent Street and Oxford Street.

Southbank Winter Festival 2023

Southbank Centre, London

The popular Winter Festival returns to London’s Southbank Centre this autumn, a festive favourite that sits alongside an eclectic programme of festive shows and events along the banks of the River Thames. All along the South Bank you’ll find twinkling wooden cabins selling Christmas gifts, from the quirky to the traditional. Make sure you get a selfie by the towering Christmas tree before you leave.

When? 28 October 2023 to 7 January 2024

While you’re here
Enjoy a live classical music concert Christmas in Tinseltown, featuring tunes from your favourite Christmas films played by the London Philharmonic Orchestra and presented by film reviewer Mark Kermode on 14 December.  

Winchester Christmas Market 2023

Winchester Cathedral

With its unique location on the grounds of a celebrated English icon, Winchester Cathedral’s Christmas Market is widely regarded as one of Europe’s best. More than 100 chalets are home to hand-picked exhibitors offering exclusive gifts that visitors won’t find on the high street – from hand-crafted decorations and festive treats to craft beer and mulled wine.

When? 17 November to – 21 December 2023

While you’re here
Head inside the 1.000 year-old Cathedral to hear a range of seasonal services taking place, from Advent evensongs to carol services, featuring the acclaimed choir. 

York Christmas Market 2023

Parliament Street, York

Soak up medieval charm at York’s award-winning Christmas fair. Alpine-style chalets take pride of place on Parliament Street, offering an array of festive decorations, foodie treats and traditional Christmas gifts. For local Yorkshire produce, head for the Make in Yorkshire Yuletide Village, and for all the fun of the fair, slide down the Victorian-style helter-skelter at Kings Square. After all that excitement, you’ll need a tipple or two, so stop by the rustic barn in St Sampson’s Square for a glass of mulled wine and a cup of hot roasted chestnuts.

When? 18 November to 23 December 2023

While you’re here

Lace up your walking boots for a 90-minute daily Festive Guided Walking Tour, which explores the history, tales and traditions of 2,000 years of festive tradition including Winter Solstice, Saturnalia, Yule and of course, our modern idea of Christmas.

Rochester Christmas Market 2023

Rochester, Kent

This Medway market attracts more than 130,000 visitors a year. Found in Rochester’s Castle Gardens, browse a range of chalet-style stalls selling everything from Fairtrade clothing to dog toys and homemade jams. Head over to the Bavarian food village for a bratwurst before letting loose on some good old-fashioned fairground rides. The market also coincides with the Dickensian Christmas Festival (2 to 3 December 2023), where you can immerse yourself in Victoriana, meet costumed characters and listen to open-air carolling.

When? 25 November to 10 December 2023

While you’re here
Grab your 19th-century ball gown and attend the Mistletoe Ball, part of the Dickensian Christmas Festival. 

Bath Christmas Market 2023

Bath Christmas Market sees more than 160 pop-up chalets set up on pretty Georgian streets and around its prized Abbey. Browse stalls selling food, decorations, homeware, jewellery and everything in between from local artisans and craftsmen in the South West and further afield. With new stalls to explore alongside the perennial favourites, you can indulge in a cup of mulled wine and a warm festive snack to keep those winter chills at bay.

When? 23 November to 10 December 2023

While you’re here
Check out Bath on Ice, which along with its ice rink, is home to Glow Golf, a mini golf course decked out with fairy lights. Glow-in-the-dark golf balls will also help you get a hole-in-one after dark.

Norwich Christmas Markets 2023

Norwich doesn’t have just one Christmas market; it has several! With festive events taking place from November, there are plenty of reasons to visit up until the big day itself. The largest, Festive Fair at The Forum, spills onto the pedestrianised amphitheatre opposite Norwich’s biggest medieval church. Browse stalls selling handmade East Anglian crafts, art, food and drink to the soundtrack of live Christmas music, and don’t miss the delicious street food.

When? 23 to 26 November 2023

While you’re here
Stop for a cup of warming Gluhwein at Sir Toby’s Beers on Norwich Market (Norwich’s smallest bar), The Nutcracker-themed afternoon tea at The Assembly House and the magical illuminations on Norwich Castle.

Stratford-upon-Avon Victorian Christmas Market 2023

Stratford-upon-Avon, Warwickshire

Step back in time at this award-winning Victorian Christmas Market spreading traditional festive cheer with shopping, street food and free entertainment. Around 300 stalls, complete with Victorian outfit-clad vendors, will be selling a wide range of gifts and seasonal products, and over on Wood Street, there’ll be a traditional funfair to keep the little ones entertained, including an original Victorian-era carousel.

When? 7 to 10 December 2023

While you’re here
Experience traditional winter blooms and ‘Wassailing’ (traditional folk singing) at Christmas at Shakespeare’s birthplace.

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