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British Fashion Council announces ‘The Clearpay Collective’

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Model on the catwalk
London Fashion Week will start on September 17th

The British Fashion Council (BFC) and leader in ‘buy now, pay later’ services Clearpay, have announced the launch of their collaborative initiative The Clearpay Collective. The Collective brings together innovative and diverse talent shaping the future of fashion as part of an initiative that will produce a range of exclusive fashion designs, unique shopping experiences, shoppable showcases, and designer-led content to celebrate London Fashion Week, scheduled to take place from 17th – 21st September 2021.

The designers unveiled so far, as part of the Collective, are two London-based womenswear labels, Halpern and KNWLS. They will work with Clearpay and the BFC to offer accessible fashion experiences during London Fashion Week.

Their partnership with the financial firm, which launched in the UK with retailers Urban Outfitters and BooHoo in 2019, will provide the Collective with a bigger platform and line of communication with existing shoppers. It will also enable them to reach new consumers, as those with an e-commerce platform will have direct access to Clearpay’s two million active customers in the UK via its Shop Directory. The customer reach Clearpay enables for these brands equates to approximately 8,000 times a designer’s average show capacity, generating more exposure and increased revenue opportunities for each designer.

“We are delighted to bring back a physical element to London Fashion Week this September. There is a fantastic sense of excitement as London comes back to life and London Fashion Week will be the moment to celebrate our extraordinary city and its creative talent. The Clearpay Collective is testament to this creativity, and we look forward to working with Clearpay to support exciting British brands by helping them reach new audiences.” – says Caroline Rush, ​Chief Executive of The British Fashion Council.

Alongside the launch of The Clearpay Collective, the BFC revealed its provisional schedule for the London Fashion Week, with over 100 designers taking part in the event. Following three digital seasons, London Fashion Week September 2021 will be a physical-digital hybrid event, marking a long-awaited cultural reopening of London.

Marcio Delgado is a Journalist, Producer and Influencer Marketing Manager working with brands and publications in Europe, America and Asia.

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London exhibition portraying unfairly censored communities is open until Friday

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Visitors at the Unseen exhibition in London
Female body and race are amongst the content being censored on social media platforms

An exhibition in the United Kingdom is showcasing images of 13 communities censored and silenced on social media platforms.

Unseen’, part of an online community project aiming to open the discussion around digital censorship, is now a public exhibition featuring posts and several stories submitted by people and small businesses who experienced their content and social media accounts being removed or shadow banned. Created by British photographer Rankin, the initiative is on display at Quantus Gallery in Shoreditch, East London.

“Censorship is a necessary tool to prevent fake news, protect children, and more. But it is often used inadvertently to silence marginalised voices,” says creative founder, Rankin. “We have had an incredible response so far, and we’re just getting started. This is an important issue, and those affected deserve to have a voice in the policies that affect them on the platforms they love and build their businesses on.” – defends the photographer known for his portraits of a variety of celebrities, from Kate Moss, Madonna and David Bowie to Queen Elizabeth II and Britney Spears.

Brands, content creators, and body-positive activists and artists have been clashing with social media networks over overly restrictive publishing guidelines for a while, with platforms such as Facebook, Instagram and TikTok regularly banning content posted worldwide.

“It is a continuous, frustrating game of whack-a-mole with platforms, so much so that I have ended up blending my Ph.D. in the moderation of online abuse with my experiences of censorship,” – Says Dr. Carolina Are, a visiting lecturer at the City University of London whom recent work focused on finding frameworks to effectively moderate social media without affecting freedom of expression, and on platforms’ moderation and censorship of nudity and sexuality.

The exhibition ‘Unseen’ will run until June 24th at Quantus Gallery 11-29 Fashion Street, London, E1 6PX.

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One in five UK adults has started a ‘side hustle’ since March 2020

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38% of people surveyed used the money they earnt from a side hustle to pay for rent, clothes and even food | Photo: Jonathan Borba

One in five (19%) adults in the UK have started a ‘side hustle’ since March 2020 and, almost one in six (16%) claim to earn upwards of £1,000 a month from their new venture, according to new research from insurance provider, Aviva, conducted by Censuswide over 10 days in May, 2022.

However, only two thirds of those who started a side hustle over the past two years are still pursuing them today. 37% have returned to their day jobs being their main source of income now that lockdowns are over, and some companies expect employees to return to the office or work from home only partially.

The most popular ‘side hustle’ people chose to pursue was to ‘sell handcrafted products’ (23%), a phenomenon that saw online marketplaces for crafts and vintage items such as Etsy growing exponentially in 2020 and 2021. One in nine (11%) looking for an extra income turned to art, 9% to photography, while a similar number (10%) tried their hand at being a social media influencer – a popular choice with those aged 16-24 (13%). Other income boosters included becoming a courier (6%), driving a taxi (4%), and offering nutritional advice (4%).

When asked what their original motivation was to start a side hustle in addition to their normal, full-time job during the pandemic, most say it was financially motivated. Two in five (39%) people said they did it because they saw an opportunity to turn a hobby into an income; others to ‘make ends meet’ (30%); become financially independent (21%) or to pay off debts (18%).  Over a quarter (27%) started their new vocation to empower themselves/ gain confidence and improve their mental health, while 16% just wanted to practice the skills they had attained (i.e. photography, counseling, etc.).

“The pandemic has transformed how we relate to work. Aviva’s research reveals two sides to this story. For some, the pandemic has brought greater work-life flexibility. This appears to have fuelled a boom in ‘side hustles’. For others, the pandemic has brought greater financial strain, and this appears to have fuelled a need to look elsewhere to make ends meet.” – says Alistair McQueen, Head of Savings & Retirement at Aviva.

On average, side hustlers make around £497 a month from their secondary income, with more than one in four (28%) earning more than £500 a month.

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Young people increasingly struggling to get on the UK property ladder

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Feeling the pinch: 19% of young people living in Cardiff needed to find additional employment to pay their bills, a survey has revealed | Photo: Karolina Grabowska

Despite a property market boom across the UK in recent years, the average age of a first-time buyer is up by almost two years, meaning the average Briton, now, will be 34 years old by the time they purchase their first home. 20 years ago, the average age of a first-time buyer was 31, while in the 1990s it was approximately 29, according to market analysis by Which.

And a recent survey released by independent finance broker KIS Finance has found that over 22% of 18 to 35-year-olds have been forced to take on an additional job as the cost of living crisis deepens, making home ownership out of reach for an increasing number of people.

Last week the Government’s announced a range of steps to try to help more people onto the property ladder. However, exactly how the proposed schemes will work in practice remains to be seen.

The proposal to extend the existing Right to Buy Scheme to include housing association properties could help large numbers onto the property ladder, who thought that home ownership was beyond their reach. This amendment to the original scheme, which was introduced by Margaret Thatcher in 1980 and allowed people to buy their council house at a discounted rate, could see up to 3 million low paid workers buy their own homes.

“Whilst the announcement of measures to help first-time buyers onto the housing ladder will be welcomed, it remains to be seen how the proposals will work in practice. Accepting housing benefit payments toward a mortgage will be a significant change for mortgage providers and it may take some time for the details to be worked through. However, any steps to help support young people to escape from the trap of rented accommodation will be positive and the industry needs to be ready to adapt to support the proposed changes” – says Holly Andrews, MD at KIS Finance.

Key statistics from KIS Finance’s survey also found that 22% of those aged 18 to 35 have taken on an additional job to help them afford basic items such as rent, heating, and food, and a staggering 57% of young British workers reported they are already struggling financially and expect things to get significantly worse in the near future.

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