Business
Nearly half of UK public still use in-person banking, study reveals
Published
4 months agoon

Nearly half the UK public (48%) use in-person banking at least once a month, and almost seven in ten (68%) want to keep access close to home, new Post Office research has found, underlining how millions of people and small businesses still rely on face-to-face services even as high street bank branches close.
The research found a wide range of everyday moments during which people still want to deal with someone in person, from a recently bereaved customer closing a loved one’s account, to a shopkeeper banking the day’s takings, to someone querying in person whether a suspicious payment request is a scam.
60% of UK customers want to be able to report a scam in person
In-person banking is valued for both simple and complex transactions and high-risk needs. People and businesses polled expressed safety and security concerns as a key reason to opt for physical over digital banking: three in five people (60%) want to be able to report a scam or fraud in person, while nearly three in five (59%) want to get help with payment issues in person. This need has become more important as financial fraud targeting individuals and businesses becomes more complex, smarter, and more widespread, increasingly enabled by AI.
Many people and SMEs already turn to their local Post Office as bank branches close. One in three people (33%) say they would struggle to access their finances without it. Many of the cash and banking services highlighted in the research are already available at 10,000 post office branches across the UK. However, the research shows strong demand for this to be extended, with half (50%) of UK adults saying they would like to see a larger range of banking services at their local post office.
“We often hear about a digital-led future for banking, but safe and convenient in-person banking remains a fundamental need for people and businesses,” says Neil Brocklehurst, Post Office CEO. “As this new research highlights, there is an emerging challenge around access to a broader range of in-person banking services.”
UK government launches banking review
The Government’s recently launched Access to Banking Services Review is an opportunity for a coordinated response across Government and industry to protect in-person banking services as high street bank branch numbers continue to drop.
Digital content consultant with over 10 years of experience writing about business and startups.

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Business
How safety training reduces costs and boosts productivity
Published
2 hours agoon
October 14, 2026
Safety training protects people while reducing the operational costs that follow preventable mistakes. For employers, the value extends well beyond meeting legal duties. Effective programmes can cut disruption, improve day-to-day decision-making and give supervisors the confidence to address risks before work begins. They also help businesses build a more accountable workforce, where employees recognise potential hazards, follow established procedures and contribute to a safer, more efficient working environment across every department.
The business benefits of workplace safety include lower injury-related costs, reduced absenteeism and stronger employee engagement. Those outcomes make training a practical investment, provided that businesses choose relevant courses and reinforce the learning through daily management.
Beyond Compliance: Real Returns
Compliance may prompt the initial investment, but the strongest returns appear in ordinary operations. An incident can create medical expenses, damaged materials, investigation time and delays across several teams. Indirect costs also build quickly when managers rearrange schedules or bring in temporary cover.
Track these effects before and after training. Useful measures include near-miss reports, absence days, equipment damage, insurance claims and hours lost to unplanned stoppages. A six-month comparison can reveal patterns that a basic training completion figure cannot. This evidence also helps finance teams see safety as a controllable business cost, with measurable returns linked to better working practices.
Minimising Workplace Incidents
Training works best when it reflects the actual hazards employees face. Generic presentations rarely prepare someone to manage a blocked access route, rushed handover or poorly organised work area. Use recent near misses and inspection findings to create realistic scenarios, then ask teams to identify the safest response.
Employers should also review training after process changes, new equipment or changes in responsibility. Short refresher sessions can address emerging gaps without waiting for the next annual course. Managers should record actions from each session and confirm that agreed changes have reached the workplace.
Supervisor Training: A Core Asset
Supervisors turn policy into daily action. They allocate tasks, check working conditions and respond when deadlines place pressure on normal procedures. If they lack confidence or knowledge, warning signs can go unchallenged.
Construction and civil engineering businesses should train people before, or soon after, they move into supervisory roles. A recognised SSSTS course can help supervisors understand their health, safety and welfare responsibilities on site. Formal learning should then be supported through mentoring and regular site discussions. For example, a newly promoted supervisor could shadow an experienced colleague during inspections for four weeks, then lead the next review with feedback from the project manager.
Boosting Productivity and Morale
Safe work is usually organised work. Clear instructions reduce hesitation, well-planned storage cuts unnecessary movement, and reliable reporting helps managers fix small problems before they interrupt production. Employees are also more likely to raise concerns when supervisors respond constructively.
Connect training with wider smart workplace practices that include clear processes, routine maintenance and sensible use of technology. After each session, select one operational improvement and assign an owner and deadline. This might involve revising a handover checklist or introducing a short pre-task briefing. Staff feedback can show whether the change saves time, reduces confusion and makes workloads easier to manage.
Reputation and Tendering Advantages
Clients and principal contractors increasingly examine safety performance before awarding work. They may request training records, incident data and evidence that supervisors understand their responsibilities. A consistent programme can therefore strengthen a tender by showing that safety is managed through real systems, not last-minute paperwork.
Keep records accurate and easy to retrieve. A simple training matrix should list each employee’s role, completed courses, renewal dates and any identified refresher needs. Tender responses can then refer to current evidence and explain how training affects site behaviour. Credibility comes from detail, such as reporting a fall in repeat inspection findings over a defined period.
The clearest business case appears when training records connect with operational results. Review those figures at management meetings and give supervisors time to act on what they reveal. That turns each course from a certificate into a visible improvement in how work is planned and delivered.
Business
How to prepare your business for unexpected disruptions
Published
5 days agoon
October 9, 2026
Disruption can turn an ordinary working day into an expensive test of how well a business is prepared. A power failure may stop transactions, a water leak can close part of a building, and a technology outage may leave staff unable to reach essential files.
Preparation should extend beyond emergency procedures to include reliable building maintenance, supplier coordination and regular risk assessments. Businesses that identify operational weaknesses early can reduce downtime, avoid unnecessary expenses and ensure employees have the resources needed to respond effectively.
Business continuity planning gives teams clear priorities, named responsibilities and practical alternatives when normal operations are interrupted. It also protects customer confidence, since people are more likely to remain loyal when communication is prompt, and services resume quickly.
Unexpected Events and Their Cost
The immediate cost of an incident may include repairs, replacement equipment and emergency contractors. The wider impact often lasts longer. Missed orders reduce revenue, delayed responses frustrate customers, and employees lose productive hours while waiting for instructions.
An effective business continuity strategy identifies the processes that must remain available and sets acceptable recovery times for each one. Start by mapping critical activities, the systems they depend on, and the people authorised to make decisions. A payroll platform, for example, may need restoring within hours, while a postponed office refurbishment can wait several days. This ranking helps direct limited resources towards the work that protects revenue, staff and customers.
Creating a Resilient Workplace
Resilience begins with the everyday condition of the workplace. Regular inspections can uncover blocked access routes, ageing equipment or signs of a leak before they cause an operational shutdown. Accurate maintenance records also reveal recurring faults that isolated repair reports might miss.
When evaluating facilities management providers, businesses comparing top FM companies should look at how they handle site works, investigate problems and report their findings. Clear response procedures and detailed records allow managers to see what happened, what action was taken and what still requires attention. Assign an internal contact to review those reports, track deadlines and raise repeated issues. This creates accountability and reduces the chance that a small defect develops into a costly disruption.
The FM Role in Crisis Management
Facilities management teams often become a central source of information during a building incident. They may assess the affected area, coordinate specialist contractors and tell managers which spaces remain usable. Their knowledge of building systems can prevent confusion when several departments need answers at once.
Set out this role before an emergency occurs. Contact lists should identify who can approve urgent work, communicate with the property owner and arrange alternative workspace. Suppliers also need clear escalation routes, including an out-of-hours number that someone regularly tests. The article on business resilience and preparedness offers further guidance on building these measures into wider operations. During an incident, keep a timed decision log so later reviews rely on facts instead of memory.
Beyond the Emergency Plan
A written plan has limited value if employees can’t find it or don’t understand their role. Store accessible copies in more than one secure location and give team leaders concise instructions covering evacuation, remote work, internal updates and customer communication.
Regular exercises expose practical gaps. A tabletop scenario might ask managers how they would respond if the main office became unavailable at 10 am on a Monday. Track how long it takes to contact staff, retrieve supplier details and approve temporary arrangements. Guidance on emergency preparedness plans also highlights the need to account for employee communication and workplace obligations. After each exercise, assign every improvement to an owner with a firm completion date.
Ensuring Quick Recovery
Recovery targets should describe what the business needs to restore first and how quickly that must happen. Check that data backups can be recovered, alternative suppliers remain available, and staff have the equipment needed to work from another location. Keep customer messages ready in draft form, but adapt them to the facts of the incident.
Once normal service returns, hold a review within a few working days. Compare the response with planned recovery times and identify where approvals, information or contractors caused delays. Update procedures while the details are still fresh, then share the changes with everyone who has an assigned role. A plan that reflects the latest building contacts, operating systems and working arrangements gives the next response a far better chance of succeeding.

Smart content turns business knowledge into useful material that attracts attention, answers customer questions and supports measurable commercial goals, a key aspect of effective content marketing strategy. The strongest work starts with a clear audience need, then connects that need to a format, channel and outcome.
That calls for more than filling a publishing calendar. Businesses need a repeatable process for finding worthwhile ideas, producing credible stories and learning from the results. The following approach will help you build that process without sacrificing quality or stretching your team across every available channel.
From Ideas to Impactful Stories
Start with the questions customers already ask. Sales calls, support tickets, website searches and product reviews can reveal the language people use and the problems they need to solve. A software company, for example, might notice that prospects repeatedly ask how long implementation takes. That question could become a practical guide, a short video and a customer story showing a realistic four-week rollout.
Create a central idea bank and record the audience, problem, format and proposed next action for each entry. This keeps promising ideas from disappearing into meeting notes. A clear content creation strategy can also help teams map related pieces across a campaign, giving each article or video a defined purpose.
Strong stories need evidence and a human point of view. Interview subject experts, use original customer data where appropriate and include examples that show what an idea looks like in practice. If internal resources are limited or the publishing process has become inconsistent, specialist content marketing support can bring audience insight, SEO, digital PR and creative production into one coordinated plan.
Before approving an idea, ask three questions:
- Does it answer a real audience need?
- Can the business add knowledge that is specific and credible?
- Is there a natural next step for the reader?
Ideas that pass all three tests have a stronger chance of producing meaningful action, rather than adding another forgettable item to the company blog.
Aligning Content with Business Goals
Give every content project a business purpose before production starts. A piece might generate qualified enquiries, improve visibility for a priority service or help existing customers use a product more successfully. Choosing one primary purpose makes it easier to select the right message and measure the result.
Translate broad ambitions into specific targets. “Increase awareness” offers little direction, while “raise non-branded organic visits to the service hub by 20% within six months” gives the team a timeframe and a defined metric. Siteimprove’s guide to SMART content goals explains how specificity, relevance and deadlines can turn loose ambitions into workable objectives.
Next, map each goal to the audience’s stage of consideration. Early-stage readers may need an accessible explanation of a problem. People comparing options will find detailed guides, case studies and cost breakdowns more useful. Existing customers may benefit from tutorials or advice that helps them get greater value from their purchase.
A home energy company, for example, could publish an introductory article about common causes of heat loss to attract early research traffic. A comparison guide might then help readers assess insulation options, while a project case study can show likely timescales and outcomes. Each asset answers a different question while supporting the same commercial priority.
Document these links in a simple brief covering the audience, goal, key message, distribution channel and success measure. Writers and designers can then judge every creative choice against an agreed outcome.
Optimising for Engagement and Reach
Make each piece easy to find and easy to use. Search optimisation begins with understanding intent, which means identifying the task behind a query instead of repeating a keyword. Someone searching for a content calendar template probably wants a practical resource, while a person searching for content strategy advice may need a structured explanation and examples.
Build pages around that intent. Use a descriptive title, clear subheadings and concise paragraphs, then add internal links that help readers explore related topics. Claims should have reliable sources and images should support the explanation. Accessibility matters too, so write useful alternative text, provide captions for video and avoid graphics that rely on colour alone.
Distribution deserves the same attention as production. Adapt the core idea for the places where your audience already spends time. One research report could support an article, an email summary, a short executive post and several charts for social channels. The format should suit the platform instead of copying the same wording everywhere.
A planned mix also prevents feeds from becoming repetitive. These social media content ideas offer practical prompts for educational posts, audience interaction and behind-the-scenes material. Use those formats selectively and connect each post to a relevant campaign.
Allow room for active distribution after publication. Ask staff with genuine expertise to share the piece with their own observations, include it in useful email sequences and pitch original findings to relevant journalists. A focused distribution period of two to four weeks will usually deliver more value than a single launch-day post.
Analysing Performance and Iterating
Review performance against the goal assigned to each piece. Traffic can show reach, but it won’t explain the full business effect. Track metrics such as engaged time, newsletter sign-ups, product page visits, assisted conversions and qualified enquiries. For customer education, reduced support requests or stronger feature adoption may be more useful measures.
A practical dashboard should separate early signals from business outcomes. Search impressions and social saves can indicate that a topic is gaining interest. Demo requests, purchases and renewals sit closer to revenue but often take longer to appear. Comparing both groups helps teams avoid cancelling a promising campaign before it has had time to work.
Set a regular review cycle. Weekly checks can catch technical faults or unexpected spikes, while monthly reviews are better for identifying patterns. Quarterly sessions can assess which themes, formats and channels deserve continued investment. Coursera’s content strategy guide outlines a structured process that includes auditing existing work and assessing results.
Use the findings to make specific changes. If an article ranks well but few readers continue to a service page, improve the next step or add a more relevant internal link. If a video loses most viewers in its first 20 seconds, shorten the introduction and bring the practical answer forward. A page receiving steady search traffic may benefit from updated statistics, a clearer example or a new downloadable resource.
Keep a record of these changes and note the date. Performance data becomes much more useful when the team can connect a rise or fall to an actual edit, campaign or distribution decision.
Smart content creation works best as a managed cycle, with each result informing the next brief. Over time, the idea bank becomes sharper, briefs become more focused and distribution choices become easier to defend. That accumulated knowledge is a business asset in its own right, especially when it helps the team recognise which audience questions consistently lead to enquiries, subscriptions or stronger customer relationships.
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